Ready for Mortgage?
Quick Mortgage Solutions' mission is to provide you the Most suitable mortgage and protection recommendations based on your particular requirements.
I help finding the right mortgage easy, so you could focus on securing your future.
I am committed to guiding you through every step to ensure you make informed and beneficial decisions for your financial future. With the help of great expertise, I promise to help and support you at every stage.
Your Mortgage, Your Way—Tailored Solutions for Your Need
Whether you’re looking to purchase your dream home, refinance for better rates, fund home improvements, or even invest in property, I’m here to make it easier.
- How to calculate your mortgage affordability is my most important concern.
- I offer a guideline for estimating how much mortgage one could afford based on income, debt, and other factors.
- I provide the mortgage expert guide i.e a step-by-step guide.
**The Financial Conduct Authority does not regulate some forms of Buy to Lets. Your home/property may be repossessed if you do not keep up repayments on your mortgage.
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Frequently Asked Questions(*Data collected from Experian)
There are two main types of mortgages are available
- Variable rate mortgage
- Fixed rate mortgage
To qualify for a mortgage in the UK, you’ll generally need a solid credit history, steady income, and secure employment. Lenders will examine your debt-to-income ratio to ensure you can afford the repayments, with most requiring a deposit of around 5-10% of the property’s value. They’ll also review your financial history, including any existing debts. Since each lender has different requirements, it’s important to compare mortgage offers to find one that suits your needs. Consulting with a mortgage advisor can also simplify the process and help you navigate the application.
(*The information provided is based on general mortgage qualification criteria followed by UK lenders.)
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Generally, your deposit should cover between 5% and 15% of the total purchase price of your property.
(*This information is referenced to Lloyds Bank)