Quick Mortgage Solutions – Customer Complaints Procedure

Hopefully, all your dealings with Quick Mortgage Solutions will be positive experiences. However, sometimes things go wrong and if that happens, I operate a structured Complaints Procedure to ensure we get things back on track as quickly as possible.

This document is a summary of that procedure which is designed to ensure any complaints are dealt with professionally, are handled fairly, effectively, and promptly, and are resolved at the earliest possible opportunity.

My Commitment to You…

I will endeavour to resolve your complaint as quickly as possible and will work within the following timescales:

Three Business Days – Once I receive your complaint, if I can resolve the matter by close of business on the third working day following its receipt, I will do so and advise you in writing with my Summary Resolution Communication.

Five Business Days – If I am not able to resolve the matter as above, I will write to you within five business days acknowledging your complaint, confirming our understanding of the situation, and the progress so far.

Four Weeks – If I haven’t been able to resolve the complaint sooner, after four weeks, I will send you either my Final Response letter (please see below) or a progress report explaining why I am not yet in a position to resolve the complaint.

Eight Weeks – If I still haven’t been able to resolve the case beforehand, at eight weeks, I will send you either my Final Response letter (please see below) or an explanation of why I am not yet in a position to resolve the complaint, giving the reason for the delay and indicating when I expect to be able to provide a final response.

PLEASE NOTE: A business day is a Monday to Friday between 9 am and 5 pm, excluding bank holidays. When a complaint is received on a non-business day, or a business day outside business hours, I will treat the complaint as being received on the next business day.

I will ensure that I deal with your complaint with the required skill, knowledge, and authority to respond to your complaint. I am fully trained and I operate a structured and robust complaints procedure to ensure all complaints are dealt with fairly.

I will ensure the letters; I send are clear and explain things properly. When I resolve a complaint, you will either receive:

Summary Resolution Communication – Where I have been able to resolve a complaint within three business days, I will issue a Summary Resolution Communication explaining that I believe the complaint to be resolved. This will include details of how to escalate the case if you remain dissatisfied.

Final Response Letter – Once I have completed an investigation, I will issue my Final Response Letter to you. This will detail the complaint, explain my investigation, and confirm my findings. The Final Response letter will either ‘Uphold’ your complaint or ‘Reject’ your complaint and explain why. If there is any settlement or redress awarded, an explanation of how this was calculated will also be included.

I will give you access to the Financial Ombudsman Service which is a free service set up by Parliament to sort out individual complaints that consumers and financial businesses are not able to resolve themselves.

If, once I have issued a Summary Resolution Communication or Final Response Letter (or after 8 weeks if I have yet to issue a Summary Resolution or Final Response letter), you remain dissatisfied with the outcome of my investigations, you may have the right to approach the Financial Ombudsman Service within 6 months of the date of the letter.

If you do not refer your complaint in time, the Ombudsman will not have my permission to consider your complaint and will only be able to do so in very limited circumstances. For example, if the Ombudsman believes that the delay was a result of exceptional circumstances.

Details of how to get in touch with The Financial Ombudsman Service will be issued with my Summary Resolution and Final Response letters along with a leaflet explaining how the service works. If you require more information, the Financial Ombudsman Service can be contacted as follows:

Address:

Financial Ombudsman Service

Exchange Tower

London

E14 9SR

Telephone: 0300 123 9123

Website: www.financial-ombudsman.org.uk

Your commitment to us…

In order to help resolve complaints as quickly and fairly as possible, I ask the following:

Tell me what happened – I need to understand the situation as clearly as possible so I may ask you to provide your side of the story or let me have documents and information that may help my investigation. These can be provided by post, email, verbally, or through any other means that you prefer.

Help me find the right solution – It is in everyone’s interests to get complaints settled amicably so if there is a particular outcome you believe would be suitable, tell me and I will assess if this is possible. I may not be able to resolve the case the way you would like but I can try. And if I can’t, I will explain why it is not possible and offer an alternative solution.

Respond to me as soon as you can – Hopefully, I won’t need to come back to you too often but I may need further information or clarity on certain points. If I do need more information, I simply ask you to come back to me as soon as you can so that I can get things resolved quicker. If you can’t come back straight away, that’s fine too – just let me know.

Treat me with respect – Whilst it can be frustrating if something’s gone wrong, my job is to find out what happened and where appropriate, put things right. I will do everything I can to help so I ask you to give me the time to do my work and treat me with respect.

How to Complain

If you wish to register a complaint, you can do so by contacting our complaints department using the following methods:

By post:

The Complaints Department

HL Partnership Limited

6 Merus Court,

Meridian Business Park,

Leicester,

England,

LE19 1RJ

By email: complaints@hlpartnership.co.uk

By telephone: 03300 552 651